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Mortgage Checklist

The following information is usually required during the loan process:

  • Your Social Security Number
  • Current pay stubs 
  • Two years personal tax returns, and business returns, if applicable
  • Bank, investment, and retirement account statements for the past two months
  • Make and model of vehicles you own and their resale value
  • Applicable legal documents - divorce decree, bankruptcy petition and discharge

If you currently own Real Estate:

  • Mortgage account information
  • Home insurance policy information
  • Home equity account information (if applicable)
First Bank & Trust NMLS # 409296
520 6th Street, Brookings, SD  57006
Direct:  (605) 696-2274
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